Working Papers

"The Importance of Scale Economies and Geographic Diversification in Community Bank Mergers"
with William R. Emmons and  Timothy J. Yeager
Federal Reserve Bank of St. Louis Working Paper 2001-024A, November 2001

"Effects of Federal Reserve Services on the Efficiency of the System for Collecting Checks in the United States: 1915-30."
Federal Reserve Bank of St. Louis Working Paper 1999-014A, January 1999

"The Effects of Federal Credit Programs on Farm Output"
with  Michael T. Belongia
Federal Reserve Bank of St. Louis Working Paper 1986-007A, January 1986

"Commercial Bank Lending to Agriculture: A Comparison of Rural Independent Banks and Holding Company Subsidiaries"
with  Michael T. Belongia
Federal Reserve Bank of St. Louis Working Paper 1986-005A, June 1986

"Deposit Relationships and Bank Portfolio Selection"
Federal Reserve Bank of St. Louis Working Paper 1977-018A, January 1977