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Membership Structure, Competition, and Occupational Credit Union Deposit Rates - Review

How do occupational credit unions set deposit rates? This article shows that the answer to this question will depend on (i) who actually makes business decisions in credit unions (who is in control) and (ii) whether local deposit market competition is important. It is not obvious who controls occupational credit unions.

research.stlouisfed.org/.../

Universal Banking, Control Rights and Corporate Finance in Germany - Review

This article describes the most important corporate governance practices in contemporary Germany. These practices include a prominent role for universal banks, other large financial and non-financial firms, and employees through a system known as codetermination.

research.stlouisfed.org/.../01/universal-banking-control-rights-and-corporate-finance-in-germany

Credit Unions and the Common Bond - Review

A distinguishing feature of credit unions is the legal requirement that members share a common bond. This organizing principle recently became the focus of national attention when the Supreme Court and the U.S. Congress took opposite sides in a controversy regarding the number of common bonds (fields of membership) that could coexist within a single credit union.

research.stlouisfed.org/publications/review/1999/09/01/credit-unions-and-the-common-bond