Results 1 - 3 of 3 for PRIME [Author: Anthony Pennington-Cross]
The Varying Effects of Predatory Lending Laws on High-Cost Mortgage Applications - Review
Federal, state, and local predatory lending laws are designed to restrict and in some cases prohibit certain types of high-cost mortgage credit in the subprime market. Empirical evidence using the spatial variation in these laws shows that the aggregate flow of high-cost mortgage credit can increase, decrease, or be unchanged after these laws are enacted.
The Evolution of the Subprime Mortgage Market - Review
This article describes subprime lending in the mortgage market and how it has evolved through time. Subprime lending has introduced a substantial amount of risk-based pricing into the mortgage market by creating a myriad of prices and product choices largely determined by borrower credit history (mortgage and rental payments, foreclosures and bankruptcies, and overall credit scores) and down payment requirements.
research.stlouisfed.org/.../review/2006/01/01/the-evolution-of-the-subprime-mortgage-market
Editors' Introduction - Review
An overview of this Review issue.
research.stlouisfed.org/publications/review/2006/07/01/editors-introduction
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