Results 1 - 30 of 444 for PRIME
The Prime Rate and the Cost of Funds: Is the Prime Too High? - Review
B. W. Hafer investigates the economic forces underlying the prime lending rate. Hafer notes first that, since the early 1970s, the prime rate generally has varied with current credit market conditions: “As the competition for loanable funds and the cost of liability management have increased with the advent of numerous financial innovations, banks have become more sensitive to interest rate changes in establishing their lending rates.”
research.stlouisfed.org/.../1983/05/01/the-prime-rate-and-the-cost-of-funds-is-the-prime-too-high/
Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates
Graph and download economic data from 1955 to 2018 about banks, depository institutions, FRB, H15, interest, interest rate, loans, nation, NSA, prime, rate, and USA.
Prime and Subprime Hybrid Mortgages - Economic Synopses
Although similar in many ways, subprime hybrids were really different from prime hybrids.
research.stlouisfed.org/.../economic-synopses/2012/10/11/prime-and-subprime-hybrid-mortgages
Are Prime Rate Changes Asymmetric? - Review
The popular assertion—that banks raise loan rates more readily than they lower them in opposite circumstances—returns to the forefront during every period of declining market interest rates. Perhaps this assertion captures attention because since the 1980s, the ubiquity of credit card balances means that consumer loan rates affect more people than ever.
research.stlouisfed.org/publications/review/2000/09/01/are-prime-rate-changes-asymmetric
Asymmetry in the Prime Rate and Firms' Preference for Internal Finance - Working Paper 1994-017
This article tests for asymmetry in thebehavior of bank lending rates by testing the hypothesis that the prime rate responds more fully and quickly to increase than decreases in market interest rates. The econometric methodology used is better suited to the discreteness and rigidity of the prime rate than that of previous studies. Our results suggest that banks adjust the prime rate asymmetrically in response to change in the discount rate, the commercial paper rate, and the spread between the prime and commercial paper rates. Asymmetry in bank lending rates is implied by several explanations for the preference among small firms for internal finance. Asymmetry in bank lending rates may result from the fact that individual banks have acquired costly information which prevents their customers from responding quickly to changes in loan terms, or it may stem from a cyclical "lemons" premium resulting from informational asymmetries [Oliner and Rudebusch (1992)]. Either way, asymmetric behavior of bank lending rates, such as the prime rate, may be part of a more complete explanation of small firms? preference for internal finance.
Graph and download economic data from 1949 to 2018 about banks, depository institutions, FRB, H15, interest, interest rate, loans, monthly, nation, NSA, prime, rate, and USA.
Private Discount Rate, Prime Banker's Acceptance, Open Market for Berlin, Germany
Graph and download economic data from 1876 to 1939 about Berlin, Germany, monthly, NBER, NSA, prime, private, and rate.
Immediate Rates: Less than 24 Hours: Prime Rates for India
Graph and download economic data from 1990 to 2018 about India, interest, interest rate, MEI, nation, NSA, OECD, prime, quarterly, and rate.
Immediate Rates: Less than 24 Hours: Prime Rates for Canada
Graph and download economic data from 1960 to 2018 about Canada, interest, interest rate, MEI, monthly, nation, NSA, OECD, prime, and rate.
Immediate Rates: Less than 24 Hours: Prime Rates for India
Graph and download economic data from 1990 to 2018 about India, interest, interest rate, MEI, monthly, nation, NSA, OECD, prime, and rate.
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