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September/October 2003, 
Vol. 85, No. 5
Posted 2003-09-01

How Banks Can Self-Monitor Their Lending To Comply with the Equal Credit Opportunity Act

by James H. Gilkeson, Drew B. Winters, and Peggy D. Dwyer

The authors show how banks can monitor their own standards and practices to meet the obligations of the Equal Credit Opportunity Act—that is, by examining if their loan decisions are fair and equitable to all.