This series is constructed as a sum of Total Loan and Lease Finance Receivables, Nonaccrual call item RCFD1403 and Total Loan and Lease Finance Receivables, Past Due 90 Days or More and Still Accruing call item RCFD1407 to the Total Loans and Leases, Net of Unearned Income call item RCFD2122.
The asset classes are determined by using Quarterly Average of Total Assets call item RCFD3368 less than $15B.
For more information and definition about the specific call item codes, please see http://www.federalreserve.gov/apps/mdrm/data-dictionary.
This series is calculated by the Federal Reserve Bank of St. Louis using raw data that are collected by the FFIEC. Raw data can be found at https://cdr.ffiec.gov/public/.
Federal Financial Institutions Examination Council (US), Nonperforming Loans (past due 90+ days plus nonaccrual) to Total Loans for U.S. Banks with average assets less than $15B [USL15NPTL], retrieved from FRED, Federal Reserve Bank of St. Louis https://research.stlouisfed.org/fred2/series/USL15NPTL, May 2, 2016.