Disposable Personal Income*Household Debt Service Payments as a Percent of Disposable Personal Income/100

NOTES

Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP)

Source: Board of Governors of the Federal Reserve System (US)

Release: Household Debt Service and Financial Obligations Ratios

Units: Percent, Seasonally Adjusted

Frequency: Quarterly

The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

The DSR is divided into two parts. The Mortgage DSR (MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR.

For more information, please visit the Board of Governors.

Suggested Citation:

Board of Governors of the Federal Reserve System (US), Household Debt Service Payments as a Percent of Disposable Personal Income [TDSP], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/TDSP, May 21, 2024.

Disposable Personal Income (DSPI)

Source: U.S. Bureau of Economic Analysis

Release: Personal Income and Outlays

Units: Billions of Dollars, Seasonally Adjusted Annual Rate

Frequency: Monthly

BEA Account Code: A067RC
A Guide to the National Income and Product Accounts of the United States (NIPA) - (http://www.bea.gov/national/pdf/nipaguid.pdf)

Suggested Citation:

U.S. Bureau of Economic Analysis, Disposable Personal Income [DSPI], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/DSPI, May 21, 2024.