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Our most academic publication offers research and surveys on monetary policy, national and international developments, banking, and more. The content is written for an economically informed readership—from the undergraduate student to the PhD.


Vol. 90, No. 6 (Posted 2008-11-01)

Mortgage Innovation, Mortgage Choice, and Housing Decisions

by Matthew Chambers, Carlos Garriga, and Don Schlagenhauf

This paper examines some of the more recent mortgage products now available to borrowers. The authors describe how these products differ across important characteristics, such as the down payment requirement, repayment structure, and amortization schedule.

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