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Our most academic publication offers research and surveys on monetary policy, national and international developments, banking, and more. The content is written for an economically informed readership—from the undergraduate student to the PhD.

Vol. 85, No. 5 (Posted 2003-09-01)

How Banks Can Self-Monitor Their Lending To Comply with the Equal Credit Opportunity Act

by James H. Gilkeson, Drew B. Winters, and Peggy D. Dwyer

The authors show how banks can monitor their own standards and practices to meet the obligations of the Equal Credit Opportunity Act—that is, by examining if their loan decisions are fair and equitable to all.

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