Margin is a fixed amount added to the underlying index to establish the fully indexed rate for an ARM.
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Copyright, 2014, Freddie Mac. Reprinted with permission.
Source: Freddie Mac
Release: Primary Mortgage Market Survey
Freddie Mac, Margin for 1-Year Adjustable Rate Mortgage in the North Central Freddie Mac Region© [MORTMRGN1NC], retrieved from FRED, Federal Reserve Bank of St. Louis https://research.stlouisfed.org/fred2/series/MORTMRGN1NC/, October 12, 2015.