NOTE: THIS DATA FILE WILL CHANGE! To improve accessibility of data for all users, we will convert this file from a text format to an html table by the end of June 2024. Title: Ratio of Loans and Discounts to Individual Deposits, National Banks, Country Districts for United States Series ID: M14043USM156NNBR Source: National Bureau of Economic Research Release: NBER Macrohistory Database (Not a Press Release) Seasonal Adjustment: Not Seasonally Adjusted Frequency: Monthly Units: Percent Date Range: 1875-03-01 to 1915-12-01 Last Updated: 2012-08-20 8:35 AM CDT Notes: Monthly Coverage Varies From Year To Year. Except For 1874, Which Only Has Data For October And December, All Years 1875-1913 Have Scattered Five Month Coverage. Six Months Are Presented For 1914-1915. See Original Series On "Loans And Discounts" And "Individual Deposits". Note That "Clearing-House Exchanges" Have Not Been Deducted From The Latter (Too Small) As In The Series For Other Geographic Divisions. A New Classification For Deposits Was Introduced Beginning With The Call Report Of December 31, 1914. In Order To Retain Comparability, Individual Deposits Were Computed Hereon By Adding Total Demand Deposits, Of Which U.S. And Postal Savings Deposits Were Deducted, To Total Time Deposits. Source: Computed By NBER From Data In Annual Reports Of The Comptroller Of The Currency. This NBER data series m14043 appears on the NBER website in Chapter 14 at http://www.nber.org/databases/macrohistory/contents/chapter14.html. NBER Indicator: m14043 DATE VALUE 1875-03-01 163 1875-04-01 . 1875-05-01 167 1875-06-01 166 1875-07-01 . 1875-08-01 . 1875-09-01 . 1875-10-01 171 1875-11-01 . 1875-12-01 178 1876-01-01 . 1876-02-01 . 1876-03-01 170 1876-04-01 . 1876-05-01 173 1876-06-01 173 1876-07-01 . 1876-08-01 . 1876-09-01 . 1876-10-01 172 1876-11-01 . 1876-12-01 175 1877-01-01 164 1877-02-01 . 1877-03-01 . 1877-04-01 168 1877-05-01 . 1877-06-01 168 1877-07-01 . 1877-08-01 . 1877-09-01 . 1877-10-01 167 1877-11-01 . 1877-12-01 168 1878-01-01 . 1878-02-01 . 1878-03-01 161 1878-04-01 . 1878-05-01 164 1878-06-01 163 1878-07-01 . 1878-08-01 . 1878-09-01 . 1878-10-01 156 1878-11-01 . 1878-12-01 158 1879-01-01 153 1879-02-01 . 1879-03-01 . 1879-04-01 151 1879-05-01 . 1879-06-01 149 1879-07-01 . 1879-08-01 . 1879-09-01 . 1879-10-01 138 1879-11-01 . 1879-12-01 139 1880-01-01 . 1880-02-01 130 1880-03-01 . 1880-04-01 134 1880-05-01 . 1880-06-01 133 1880-07-01 . 1880-08-01 . 1880-09-01 . 1880-10-01 127 1880-11-01 . 1880-12-01 124 1881-01-01 . 1881-02-01 . 1881-03-01 123 1881-04-01 . 1881-05-01 122 1881-06-01 117 1881-07-01 . 1881-08-01 . 1881-09-01 . 1881-10-01 117 1881-11-01 . 1881-12-01 119 1882-01-01 . 1882-02-01 . 1882-03-01 123 1882-04-01 . 1882-05-01 124 1882-06-01 . 1882-07-01 121 1882-08-01 . 1882-09-01 . 1882-10-01 124 1882-11-01 . 1882-12-01 124 1883-01-01 . 1883-02-01 . 1883-03-01 125 1883-04-01 . 1883-05-01 126 1883-06-01 127 1883-07-01 . 1883-08-01 . 1883-09-01 . 1883-10-01 128 1883-11-01 . 1883-12-01 127 1884-01-01 . 1884-02-01 . 1884-03-01 127 1884-04-01 130 1884-05-01 . 1884-06-01 137 1884-07-01 . 1884-08-01 . 1884-09-01 136 1884-10-01 . 1884-11-01 . 1884-12-01 136 1885-01-01 . 1885-02-01 . 1885-03-01 130 1885-04-01 . 1885-05-01 131 1885-06-01 . 1885-07-01 128 1885-08-01 . 1885-09-01 . 1885-10-01 127 1885-11-01 . 1885-12-01 129 1886-01-01 . 1886-02-01 . 1886-03-01 125 1886-04-01 . 1886-05-01 . 1886-06-01 128 1886-07-01 . 1886-08-01 127 1886-09-01 . 1886-10-01 127 1886-11-01 . 1886-12-01 127 1887-01-01 . 1887-02-01 . 1887-03-01 123 1887-04-01 . 1887-05-01 126 1887-06-01 . 1887-07-01 . 1887-08-01 125 1887-09-01 . 1887-10-01 128 1887-11-01 . 1887-12-01 130 1888-01-01 . 1888-02-01 127 1888-03-01 . 1888-04-01 129 1888-05-01 . 1888-06-01 129 1888-07-01 . 1888-08-01 . 1888-09-01 . 1888-10-01 128 1888-11-01 . 1888-12-01 130 1889-01-01 . 1889-02-01 124 1889-03-01 . 1889-04-01 . 1889-05-01 125 1889-06-01 . 1889-07-01 124 1889-08-01 . 1889-09-01 125 1889-10-01 . 1889-11-01 . 1889-12-01 128 1890-01-01 . 1890-02-01 124 1890-03-01 . 1890-04-01 . 1890-05-01 127 1890-06-01 . 1890-07-01 126 1890-08-01 . 1890-09-01 . 1890-10-01 127 1890-11-01 . 1890-12-01 134 1891-01-01 . 1891-02-01 129 1891-03-01 . 1891-04-01 . 1891-05-01 129 1891-06-01 . 1891-07-01 130 1891-08-01 . 1891-09-01 129 1891-10-01 . 1891-11-01 . 1891-12-01 127 1892-01-01 . 1892-02-01 . 1892-03-01 120 1892-04-01 . 1892-05-01 120 1892-06-01 . 1892-07-01 118 1892-08-01 . 1892-09-01 120 1892-10-01 . 1892-11-01 . 1892-12-01 123 1893-01-01 . 1893-02-01 . 1893-03-01 122 1893-04-01 . 1893-05-01 125 1893-06-01 . 1893-07-01 130 1893-08-01 . 1893-09-01 . 1893-10-01 131 1893-11-01 . 1893-12-01 126 1894-01-01 . 1894-02-01 120 1894-03-01 . 1894-04-01 . 1894-05-01 119 1894-06-01 . 1894-07-01 117 1894-08-01 . 1894-09-01 . 1894-10-01 117 1894-11-01 . 1894-12-01 117 1895-01-01 . 1895-02-01 . 1895-03-01 115 1895-04-01 . 1895-05-01 116 1895-06-01 . 1895-07-01 115 1895-08-01 . 1895-09-01 117 1895-10-01 . 1895-11-01 . 1895-12-01 119 1896-01-01 . 1896-02-01 118 1896-03-01 . 1896-04-01 . 1896-05-01 118 1896-06-01 . 1896-07-01 118 1896-08-01 . 1896-09-01 . 1896-10-01 117 1896-11-01 . 1896-12-01 116 1897-01-01 . 1897-02-01 . 1897-03-01 111 1897-04-01 . 1897-05-01 111 1897-06-01 . 1897-07-01 109 1897-08-01 . 1897-09-01 . 1897-10-01 106 1897-11-01 . 1897-12-01 104 1898-01-01 . 1898-02-01 101 1898-03-01 . 1898-04-01 . 1898-05-01 102 1898-06-01 . 1898-07-01 101 1898-08-01 . 1898-09-01 100 1898-10-01 . 1898-11-01 . 1898-12-01 96 1899-01-01 . 1899-02-01 92 1899-03-01 . 1899-04-01 92 1899-05-01 . 1899-06-01 92 1899-07-01 . 1899-08-01 . 1899-09-01 91 1899-10-01 . 1899-11-01 . 1899-12-01 95 1900-01-01 . 1900-02-01 93 1900-03-01 . 1900-04-01 94 1900-05-01 . 1900-06-01 96 1900-07-01 . 1900-08-01 . 1900-09-01 93 1900-10-01 . 1900-11-01 . 1900-12-01 94 1901-01-01 . 1901-02-01 92 1901-03-01 . 1901-04-01 91 1901-05-01 . 1901-06-01 . 1901-07-01 91 1901-08-01 . 1901-09-01 93 1901-10-01 . 1901-11-01 . 1901-12-01 94 1902-01-01 . 1902-02-01 91 1902-03-01 . 1902-04-01 93 1902-05-01 . 1902-06-01 . 1902-07-01 93 1902-08-01 . 1902-09-01 94 1902-10-01 . 1902-11-01 95 1902-12-01 . 1903-01-01 . 1903-02-01 94 1903-03-01 . 1903-04-01 95 1903-05-01 . 1903-06-01 95 1903-07-01 . 1903-08-01 . 1903-09-01 96 1903-10-01 . 1903-11-01 96 1903-12-01 . 1904-01-01 94 1904-02-01 . 1904-03-01 94 1904-04-01 . 1904-05-01 . 1904-06-01 94 1904-07-01 . 1904-08-01 . 1904-09-01 93 1904-10-01 . 1904-11-01 93 1904-12-01 . 1905-01-01 92 1905-02-01 . 1905-03-01 91 1905-04-01 . 1905-05-01 92 1905-06-01 . 1905-07-01 . 1905-08-01 90 1905-09-01 . 1905-10-01 . 1905-11-01 91 1905-12-01 . 1906-01-01 90 1906-02-01 . 1906-03-01 . 1906-04-01 91 1906-05-01 . 1906-06-01 93 1906-07-01 . 1906-08-01 . 1906-09-01 92 1906-10-01 . 1906-11-01 92 1906-12-01 . 1907-01-01 91 1907-02-01 . 1907-03-01 92 1907-04-01 . 1907-05-01 93 1907-06-01 . 1907-07-01 . 1907-08-01 94 1907-09-01 . 1907-10-01 . 1907-11-01 . 1907-12-01 95 1908-01-01 . 1908-02-01 92 1908-03-01 . 1908-04-01 . 1908-05-01 93 1908-06-01 . 1908-07-01 93 1908-08-01 . 1908-09-01 92 1908-10-01 . 1908-11-01 91 1908-12-01 . 1909-01-01 . 1909-02-01 89 1909-03-01 . 1909-04-01 89 1909-05-01 . 1909-06-01 90 1909-07-01 . 1909-08-01 . 1909-09-01 90 1909-10-01 . 1909-11-01 91 1909-12-01 . 1910-01-01 91 1910-02-01 . 1910-03-01 91 1910-04-01 . 1910-05-01 . 1910-06-01 94 1910-07-01 . 1910-08-01 . 1910-09-01 94 1910-10-01 . 1910-11-01 93 1910-12-01 . 1911-01-01 92 1911-02-01 . 1911-03-01 90 1911-04-01 . 1911-05-01 . 1911-06-01 91 1911-07-01 . 1911-08-01 . 1911-09-01 91 1911-10-01 . 1911-11-01 . 1911-12-01 90 1912-01-01 . 1912-02-01 88 1912-03-01 . 1912-04-01 89 1912-05-01 . 1912-06-01 90 1912-07-01 . 1912-08-01 . 1912-09-01 90 1912-10-01 . 1912-11-01 90 1912-12-01 . 1913-01-01 . 1913-02-01 89 1913-03-01 . 1913-04-01 90 1913-05-01 . 1913-06-01 91 1913-07-01 . 1913-08-01 92 1913-09-01 . 1913-10-01 91 1913-11-01 . 1913-12-01 . 1914-01-01 90 1914-02-01 . 1914-03-01 89 1914-04-01 . 1914-05-01 . 1914-06-01 90 1914-07-01 . 1914-08-01 . 1914-09-01 91 1914-10-01 92 1914-11-01 . 1914-12-01 91 1915-01-01 . 1915-02-01 . 1915-03-01 89 1915-04-01 . 1915-05-01 89 1915-06-01 89 1915-07-01 . 1915-08-01 . 1915-09-01 88 1915-10-01 . 1915-11-01 86 1915-12-01 84