This series is calculated by using in the numerator loans collateralized by commercial real estate, loans to construction companies, and loans to companies active in the development of real estate; and gross loans as the denominator. It is an asset quality ratio, which measures banks exposure to the commercial real estate market. A high concentration of the loan portfolio in real estate signals the potential existence of an important vulnerability in the financial system.
Copyright, 2014, International Monetary Fund. Reprinted with permission.
Source: International Monetary Fund
Release: Financial Soundness Indicators
International Monetary Fund, Commercial Real Estate Loans to Total Loans for South Africa© [CRELTLZAM163N], retrieved from FRED, Federal Reserve Bank of St. Louis https://research.stlouisfed.org/fred2/series/CRELTLZAM163N/, November 28, 2015.