Title: Charge-Off Rate on Consumer Loans, All Commercial Banks Series ID: CORCACBS Source: Board of Governors of the Federal Reserve System (US) Release: Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks Seasonal Adjustment: Seasonally Adjusted Frequency: Quarterly Units: Percent Date Range: 1985-01-01 to 2023-10-01 Last Updated: 2024-02-23 1:18 PM CST Notes: Charge-off rates are annualized, net of recoveries. DATE VALUE 1985-01-01 0.82 1985-04-01 0.97 1985-07-01 1.15 1985-10-01 1.28 1986-01-01 1.35 1986-04-01 1.42 1986-07-01 1.49 1986-10-01 1.49 1987-01-01 1.47 1987-04-01 1.47 1987-07-01 1.43 1987-10-01 1.49 1988-01-01 1.45 1988-04-01 1.47 1988-07-01 1.52 1988-10-01 1.46 1989-01-01 1.57 1989-04-01 1.55 1989-07-01 1.54 1989-10-01 1.64 1990-01-01 1.64 1990-04-01 1.72 1990-07-01 1.83 1990-10-01 1.97 1991-01-01 2.20 1991-04-01 2.33 1991-07-01 2.40 1991-10-01 2.28 1992-01-01 2.39 1992-04-01 2.27 1992-07-01 2.10 1992-10-01 2.07 1993-01-01 1.84 1993-04-01 1.82 1993-07-01 1.72 1993-10-01 1.56 1994-01-01 1.49 1994-04-01 1.42 1994-07-01 1.41 1994-10-01 1.47 1995-01-01 1.44 1995-04-01 1.63 1995-07-01 1.82 1995-10-01 1.99 1996-01-01 2.14 1996-04-01 2.26 1996-07-01 2.33 1996-10-01 2.40 1997-01-01 2.56 1997-04-01 2.77 1997-07-01 2.79 1997-10-01 2.68 1998-01-01 2.63 1998-04-01 2.64 1998-07-01 2.57 1998-10-01 2.50 1999-01-01 2.40 1999-04-01 2.12 1999-07-01 2.26 1999-10-01 2.20 2000-01-01 2.23 2000-04-01 2.14 2000-07-01 2.19 2000-10-01 2.67 2001-01-01 2.34 2001-04-01 2.62 2001-07-01 2.79 2001-10-01 3.12 2002-01-01 3.60 2002-04-01 3.10 2002-07-01 3.12 2002-10-01 2.81 2003-01-01 2.84 2003-04-01 3.03 2003-07-01 2.80 2003-10-01 2.86 2004-01-01 2.72 2004-04-01 2.76 2004-07-01 2.52 2004-10-01 2.65 2005-01-01 2.49 2005-04-01 2.41 2005-07-01 3.02 2005-10-01 3.04 2006-01-01 1.77 2006-04-01 1.92 2006-07-01 2.20 2006-10-01 2.14 2007-01-01 2.34 2007-04-01 2.32 2007-07-01 2.45 2007-10-01 2.80 2008-01-01 2.95 2008-04-01 3.26 2008-07-01 3.70 2008-10-01 4.28 2009-01-01 4.76 2009-04-01 5.58 2009-07-01 5.92 2009-10-01 5.75 2010-01-01 6.60 2010-04-01 6.56 2010-07-01 5.48 2010-10-01 4.91 2011-01-01 4.39 2011-04-01 3.43 2011-07-01 3.67 2011-10-01 2.97 2012-01-01 2.63 2012-04-01 2.53 2012-07-01 2.52 2012-10-01 2.45 2013-01-01 2.30 2013-04-01 2.15 2013-07-01 2.13 2013-10-01 2.09 2014-01-01 2.00 2014-04-01 2.00 2014-07-01 1.89 2014-10-01 1.82 2015-01-01 1.75 2015-04-01 1.74 2015-07-01 1.75 2015-10-01 1.77 2016-01-01 1.83 2016-04-01 1.82 2016-07-01 1.88 2016-10-01 2.11 2017-01-01 2.19 2017-04-01 2.11 2017-07-01 2.21 2017-10-01 2.23 2018-01-01 2.22 2018-04-01 2.22 2018-07-01 2.28 2018-10-01 2.25 2019-01-01 2.24 2019-04-01 2.25 2019-07-01 2.36 2019-10-01 2.30 2020-01-01 2.28 2020-04-01 2.25 2020-07-01 1.96 2020-10-01 1.50 2021-01-01 1.53 2021-04-01 1.22 2021-07-01 0.97 2021-10-01 0.91 2022-01-01 0.99 2022-04-01 1.08 2022-07-01 1.32 2022-10-01 1.64 2023-01-01 1.76 2023-04-01 2.05 2023-07-01 2.41 2023-10-01 2.65