The Rising Residential Concentration of Joblessness in Urban America: 1980 to 2000
Between 1980 and 2000, America's urban neighborhoods became increasingly polarized into high- and low-unemployment areas. Fed research economist
Christopher Wheeler presents his findings on this topic in
The Rising Residential Concentration of Joblessness in Urban America: 1980 to 2000.
Wheeler studied neighborhood-level unemployment in more than 360 U.S. cities. His report includes information on four metropolitan areas within the Eighth
Federal Reserve DistrictLittle Rock, Louisville, Memphis and St. Louis.
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The Rise in Personal Bankruptcy
The number of Americans filing for bankruptcy has increased nearly 350 percent in the last 30 years. In
"The Rise in Personal Bankruptcy,"
Fed Economist Thomas A. Garrett looks at the role that laws, credit and consumers' saving habits play in
making Americans even more susceptible to bankruptcy. The report includes statistical information on counties
in the Federal Reserve's Eighth District.
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Neighborhood Characteristics Matter When Businesses Look for a Location
In almost every city, there are neighborhoods that grow—attracting businesses and jobs—and those that do not. What
attracts employers to one community and not another? Fed economist Chris Wheeler studied 15,000 neighborhoods
across 361 metropolitan areas to find out.
Read the study.
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The Impact of Local Predatory Lending Laws on the Flow of Subprime Credit: North Carolina and Beyond
Starting in 1999 with North Carolina, 24 states and other local governments have enacted laws to curb predatory lending
in the subprime mortgage market. How do these laws affect the flow of subprime credit in those areas? A new report from
Anthony Pennington-Cross, a research economist with the Federal Reserve Bank of St. Louis, suggests that the typical law
has little impact, as measured by loan origination and application.
Read the study.
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Passive Policies for Entrepreneurs
A study by St. Louis Fed economists Thomas A. Garrett and Howard J. Wall finds that the absence of government
intervention creates a better climate for entrepreneurship. Although policy-makers often pursue active policies
when recruiting businesses, such as targeted tax breaks or other incentives, more-passive policies lower the
general cost of running or starting a business and increase rates of entrepreneurship.
Read the study.
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Employment Growth in America: Exploring Where Good Jobs Grow
High-paying or "good" jobs not only benefit employees, but entire communities. Employers offering
high-paying jobs tend to locate their businesses in certain types of communities. Christopher H. Wheeler,
a senior economist at the St. Louis Fed, studied what promotes the growth of good jobs.
Read what he has to say.
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Light-Rail Transit in America: Policy Issues and Prospects for Economic Development
Over the past several decades, cities across America have constructed
light-rail systems as a means of reducing traffic congestion and
promoting economic development. In this report,
St. Louis Fed senior economist Tom Garrett discusses whether light
rail has lived up to these expectations.
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Casino Gambling in America and Its Economic Impacts
Will a casino be a boon or bust for your community? In a research study
by St. Louis Fed senior economist Tom Garrett, he explores the effects
of casino gambling on local employment, tax revenue and retail business.
Read the report.
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