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The Federal Reserve Bank of St. Louis Review
A bimonthly research journal intended for an economically informed but broad readership—from the undergraduate student to the PhD. In print and online.
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JANUARY/FEBRUARY 2008 Vol. 90, No. 1
Thinking Like a Central Banker
by William Poole pp. 1-8
This article was originally presented as a speech to Market News International in New York, New York, September 28, 2007.
The Microfinance Revolution: An Overview
by Rajdeep Sengupta and Craig P. Aubuchon pp. 9-30
The Nobel Prize committee awarded the 2006 Nobel Peace Prize to Muhammad Yunus and the Grameen Bank “for their efforts to create economic and social development from below.” The microfinance revolution has come a long way since Yunus first provided financing to the poor in Bangladesh. The committee has recognized microfinance as “an important liberating force” and an “ever more important instrument in the struggle against poverty.” Although several authors have provided comprehensive surveys of microfinance, our aim is somewhat more modest: This article is intended as a non-technical overview on the growth and development of microcredit and microfinance.
A Primer on the Mortgage Market and Mortgage Finance
by Daniel J. McDonald and Daniel L. Thornton pp. 31-46
This article is a primer on mortgage finance. It discusses the basics of the mortgage market and mortgage finance. In so doing, it provides useful information that can aid individuals in making better mortgage finance decisions. The discussion and the tools are presented within the context of mortgage finance; however, these same principles and tools can be applied to a wide range of financial decisions.
Changing Trends in the Labor Force: A Survey
by Riccardo DiCecio, Kristie M. Engemann, Michael T. Owyang, and Christopher H. Wheeler pp. 47-62
The composition of the American workforce has changed dramatically over the past half century as a result of both the emergence of married women as a substantial component of the labor force and an increase in the number of minority workers. The aging of the population has contributed to this change as well. In this paper, the authors review the evidence of changing labor force participation rates, estimate the trends in labor force participation over the past 50 years, and find that aggregate participation has stabilized after a period of persistent increases. Moreover, they examine the disparate labor force participation experiences of different demographic groups. Finally, they survey some of the studies that have provided explanations for these differences.
Review articles reprinted from other sources may not be reprinted by third parties without permission from the original publisher.
The Federal Reserve Bank of St. Louis holds copyrights for all other content published in the Review and grants permission free of charge to reprint these articles. No written permission is necessary if articles are reprinted in full and without modification.
Abstracts, synopses, excerpts, and other derivative works may be made only with prior written permission of the Federal Reserve Bank of St. Louis and must include full citation, copyright notice, and disclaimer.
Sample:
This abstract is reprinted here with permission from the Federal Reserve Bank of St. Louis: Yi Wen and Huabin Wu, "Dynamics of Externalities: A Second-Order Perspective," Federal Reserve Bank of St. Louis Review, May/June 2011, 93(3), pp. 187-205.
© 2011 by the Federal Reserve Bank of St. Louis. All views expressed herein are those of the author(s) and not necessarily those of the Federal Reserve Bank of St. Louis or the Federal Reserve System.
For permission, contact George Fortier, Managing Editor, Research Division, Federal Reserve Bank of St. Louis, P.O. Box 442, St. Louis, MO 63166-0442; 314-444-7320; george.e.fortier@stls.frb.org.
The Review is a bimonthly economics journal published by the Research Division of the Federal
Reserve Bank of St. Louis. It has been published in its current form continuously since the 1960s
and is free of charge. The issues are printed and mailed to approximately 16,000 subscribers, and
our website contains the latest issue and a searchable archive of past issues.
The Review offers a wide range of content: Some articles are accessible enough for the
undergraduate, whereas others are highly technical analyses aimed at the PhD economist.
Submissions:
The content of the Review is produced primarily by economists at the Federal Reserve Bank
of St. Louis. However, submissions are also open to all economists affiliated with the Federal
Reserve System, which includes the 12 regional Reserve Banks and the Board of Governors.
All manuscripts submitted to the Review go through our standard peer-review process—that is,
they are read and critiqued by two referees and the editor-in-chief. Accepted papers are then
copyedited and processed for publication. Authors approve or amend all substantive edits and
have the opportunity to review page proofs before publication.
It is expected that all authors published in the Review will serve as referee for two submitted
papers.
One of the benefits of the Review is its quick publication schedule. Delays between acceptance
and publication are rare. Papers accepted in January, for example, could easily be published
in the May/June issue, which is posted online on May 1. In turn, authors are expected to be as
timely as possible in response to copyeditor queries and page proof review.
Guidelines:
We prefer to receive MS Word files, but we can translate papers submitted in Scientific
Workplace, LaTeX, etc. and then thoroughly cross-check them to ensure the accuracy of the text
and equations.
We prefer to receive figures submitted as Excel or postscript files, but almost any original figure
file can be accommodated. (Figures embedded in Word, PDF files, or PowerPoint slides seldom
work well.)
There are no restrictions on the length of submitted papers; we leave that to the author’s good
judgment. There are also no restrictions on the topic, and the usual disclaimers apply: “The
views expressed in this article are those of the author(s) and do not necessarily reflect the
views of the Federal Reserve System, the Board of Governors, or the regional Federal Reserve
Banks...”
Work submitted to the Review may not be simultaneously submitted to other publications. Work
published in the Review may be reprinted with the proper citation and copyright notice.
For questions, please contact George Fortier, Managing Editor, Research Division, Federal
Reserve Bank of St. Louis, P.O. Box 442, St. Louis, MO 63166-0442; 314-444-7320;
george.e.fortier@stls.frb.org.
