Title: Ratio of Loans and Discounts to Individual Deposits, National Banks, Central Reserve Cities for United States Series ID: M14045USM156NNBR Source: National Bureau of Economic Research Release: NBER Macrohistory Database (Not a Press Release) Seasonal Adjustment: Not Seasonally Adjusted Frequency: Monthly Units: Percent Date Range: 1882-10-01 to 1916-12-01 Last Updated: 2012-08-20 8:32 AM CDT Notes: Monthly Coverage Varies From Year To Year. Except For 1882, Which Only Has Data For October And December, All Years 1883-1913 Have Scattered Five Month Coverage. Six Months Are Presented For 1914-1916. See Original Series On "Loans And Discounts" And "Individual Deposits" Except That Here, "Clearing-House Exchanges" Has Been Deducted From The Latter. Central Reserve Cities Are New York, Chicago, And St. Louis. A New Classification For Deposits Was Introduced Beginning With The Call Report Of December 31, 1914. In Order To Retain Comparability, Individual Deposits Were Computed Hereon By Adding Total Demand Deposits, Of Which U.S. And Postal Savings Deposits Were Deducted, To Total Time Deposits. Source: Computed By NBER From Data In Annual Reports Of The Comptroller Of The Currency. This NBER data series m14045 appears on the NBER website in Chapter 14 at http://www.nber.org/databases/macrohistory/contents/chapter14.html. NBER Indicator: m14045 DATE VALUE 1882-10-01 153 1882-11-01 . 1882-12-01 155 1883-01-01 . 1883-02-01 . 1883-03-01 171 1883-04-01 . 1883-05-01 158 1883-06-01 149 1883-07-01 . 1883-08-01 . 1883-09-01 . 1883-10-01 156 1883-11-01 . 1883-12-01 148 1884-01-01 . 1884-02-01 . 1884-03-01 150 1884-04-01 146 1884-05-01 . 1884-06-01 137 1884-07-01 . 1884-08-01 . 1884-09-01 127 1884-10-01 . 1884-11-01 . 1884-12-01 125 1885-01-01 . 1885-02-01 . 1885-03-01 128 1885-04-01 . 1885-05-01 117 1885-06-01 . 1885-07-01 112 1885-08-01 . 1885-09-01 . 1885-10-01 123 1885-11-01 . 1885-12-01 134 1886-01-01 . 1886-02-01 . 1886-03-01 138 1886-04-01 . 1886-05-01 . 1886-06-01 130 1886-07-01 . 1886-08-01 148 1886-09-01 . 1886-10-01 148 1886-11-01 . 1886-12-01 140 1887-01-01 . 1887-02-01 . 1887-03-01 150 1887-04-01 . 1887-05-01 144 1887-06-01 . 1887-07-01 . 1887-08-01 149 1887-09-01 . 1887-10-01 152 1887-11-01 . 1887-12-01 150 1888-01-01 . 1888-02-01 147 1888-03-01 . 1888-04-01 142 1888-05-01 . 1888-06-01 136 1888-07-01 . 1888-08-01 . 1888-09-01 . 1888-10-01 149 1888-11-01 . 1888-12-01 145 1889-01-01 . 1889-02-01 157 1889-03-01 . 1889-04-01 . 1889-05-01 148 1889-06-01 . 1889-07-01 154 1889-08-01 . 1889-09-01 160 1889-10-01 . 1889-11-01 . 1889-12-01 154 1890-01-01 . 1890-02-01 161 1890-03-01 . 1890-04-01 . 1890-05-01 154 1890-06-01 . 1890-07-01 154 1890-08-01 . 1890-09-01 . 1890-10-01 155 1890-11-01 . 1890-12-01 151 1891-01-01 . 1891-02-01 157 1891-03-01 . 1891-04-01 . 1891-05-01 155 1891-06-01 . 1891-07-01 148 1891-08-01 . 1891-09-01 157 1891-10-01 . 1891-11-01 . 1891-12-01 151 1892-01-01 . 1892-02-01 . 1892-03-01 162 1892-04-01 . 1892-05-01 152 1892-06-01 . 1892-07-01 154 1892-08-01 . 1892-09-01 158 1892-10-01 . 1892-11-01 . 1892-12-01 150 1893-01-01 . 1893-02-01 . 1893-03-01 162 1893-04-01 . 1893-05-01 146 1893-06-01 . 1893-07-01 162 1893-08-01 . 1893-09-01 . 1893-10-01 142 1893-11-01 . 1893-12-01 127 1894-01-01 . 1894-02-01 129 1894-03-01 . 1894-04-01 . 1894-05-01 125 1894-06-01 . 1894-07-01 127 1894-08-01 . 1894-09-01 . 1894-10-01 129 1894-11-01 . 1894-12-01 136 1895-01-01 . 1895-02-01 . 1895-03-01 136 1895-04-01 . 1895-05-01 138 1895-06-01 . 1895-07-01 138 1895-08-01 . 1895-09-01 140 1895-10-01 . 1895-11-01 . 1895-12-01 137 1896-01-01 . 1896-02-01 136 1896-03-01 . 1896-04-01 . 1896-05-01 134 1896-06-01 . 1896-07-01 136 1896-08-01 . 1896-09-01 . 1896-10-01 137 1896-11-01 . 1896-12-01 136 1897-01-01 . 1897-02-01 . 1897-03-01 138 1897-04-01 . 1897-05-01 132 1897-06-01 . 1897-07-01 136 1897-08-01 . 1897-09-01 . 1897-10-01 146 1897-11-01 . 1897-12-01 145 1898-01-01 . 1898-02-01 148 1898-03-01 . 1898-04-01 . 1898-05-01 135 1898-06-01 . 1898-07-01 137 1898-08-01 . 1898-09-01 145 1898-10-01 . 1898-11-01 . 1898-12-01 142 1899-01-01 . 1899-02-01 145 1899-03-01 . 1899-04-01 148 1899-05-01 . 1899-06-01 140 1899-07-01 . 1899-08-01 . 1899-09-01 152 1899-10-01 . 1899-11-01 . 1899-12-01 139 1900-01-01 . 1900-02-01 143 1900-03-01 . 1900-04-01 156 1900-05-01 . 1900-06-01 166 1900-07-01 . 1900-08-01 . 1900-09-01 163 1900-10-01 . 1900-11-01 . 1900-12-01 152 1901-01-01 . 1901-02-01 162 1901-03-01 . 1901-04-01 163 1901-05-01 . 1901-06-01 . 1901-07-01 159 1901-08-01 . 1901-09-01 155 1901-10-01 . 1901-11-01 . 1901-12-01 156 1902-01-01 . 1902-02-01 163 1902-03-01 . 1902-04-01 160 1902-05-01 . 1902-06-01 . 1902-07-01 167 1902-08-01 . 1902-09-01 171 1902-10-01 . 1902-11-01 160 1902-12-01 . 1903-01-01 . 1903-02-01 170 1903-03-01 . 1903-04-01 171 1903-05-01 . 1903-06-01 171 1903-07-01 . 1903-08-01 . 1903-09-01 172 1903-10-01 . 1903-11-01 168 1903-12-01 . 1904-01-01 165 1904-02-01 . 1904-03-01 175 1904-04-01 . 1904-05-01 . 1904-06-01 164 1904-07-01 . 1904-08-01 . 1904-09-01 175 1904-10-01 . 1904-11-01 162 1904-12-01 . 1905-01-01 166 1905-02-01 . 1905-03-01 154 1905-04-01 . 1905-05-01 159 1905-06-01 . 1905-07-01 . 1905-08-01 171 1905-09-01 . 1905-10-01 . 1905-11-01 162 1905-12-01 . 1906-01-01 168 1906-02-01 . 1906-03-01 . 1906-04-01 180 1906-05-01 . 1906-06-01 172 1906-07-01 . 1906-08-01 . 1906-09-01 182 1906-10-01 . 1906-11-01 176 1906-12-01 . 1907-01-01 180 1907-02-01 . 1907-03-01 181 1907-04-01 . 1907-05-01 185 1907-06-01 . 1907-07-01 . 1907-08-01 175 1907-09-01 . 1907-10-01 . 1907-11-01 . 1907-12-01 179 1908-01-01 . 1908-02-01 170 1908-03-01 . 1908-04-01 . 1908-05-01 160 1908-06-01 . 1908-07-01 167 1908-08-01 . 1908-09-01 167 1908-10-01 . 1908-11-01 161 1908-12-01 . 1909-01-01 . 1909-02-01 169 1909-03-01 . 1909-04-01 166 1909-05-01 . 1909-06-01 167 1909-07-01 . 1909-08-01 . 1909-09-01 164 1909-10-01 . 1909-11-01 156 1909-12-01 . 1910-01-01 164 1910-02-01 . 1910-03-01 164 1910-04-01 . 1910-05-01 . 1910-06-01 165 1910-07-01 . 1910-08-01 . 1910-09-01 167 1910-10-01 . 1910-11-01 164 1910-12-01 . 1911-01-01 167 1911-02-01 . 1911-03-01 173 1911-04-01 . 1911-05-01 . 1911-06-01 159 1911-07-01 . 1911-08-01 . 1911-09-01 158 1911-10-01 . 1911-11-01 . 1911-12-01 160 1912-01-01 . 1912-02-01 169 1912-03-01 . 1912-04-01 164 1912-05-01 . 1912-06-01 156 1912-07-01 . 1912-08-01 . 1912-09-01 161 1912-10-01 . 1912-11-01 157 1912-12-01 . 1913-01-01 . 1913-02-01 165 1913-03-01 . 1913-04-01 167 1913-05-01 . 1913-06-01 163 1913-07-01 . 1913-08-01 166 1913-09-01 . 1913-10-01 163 1913-11-01 . 1913-12-01 . 1914-01-01 162 1914-02-01 . 1914-03-01 179 1914-04-01 . 1914-05-01 . 1914-06-01 161 1914-07-01 . 1914-08-01 . 1914-09-01 143 1914-10-01 141 1914-11-01 . 1914-12-01 143 1915-01-01 . 1915-02-01 . 1915-03-01 162 1915-04-01 . 1915-05-01 152 1915-06-01 152 1915-07-01 . 1915-08-01 . 1915-09-01 160 1915-10-01 . 1915-11-01 148 1915-12-01 148 1916-01-01 . 1916-02-01 . 1916-03-01 153 1916-04-01 . 1916-05-01 151 1916-06-01 142 1916-07-01 . 1916-08-01 . 1916-09-01 143 1916-10-01 . 1916-11-01 144 1916-12-01 146