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Home > Economic Data - FRED® > Categories > Business/Fiscal > Household Sector > Series: FODSP, Household Financial Obligations as a percent of Disposable Personal Income > Download DataFRED® FAQs

Download Data for Series: FODSP, Household Financial Obligations as a percent of Disposable Personal Income

Download a data file for the following series:

Series Properties:
Series ID: FODSP 
Title: Household Financial Obligations as a percent of Disposable Personal Income 
Source(s): Board of Governors of the Federal Reserve System
Release: Household Debt Service and Financial Obligations Ratios  
Units: Percent  
Frequency: Quarterly
Seasonal Adjustment: Not Applicable 
Date Range: to  
Last Updated: 2009-10-16 2:01 PM CDT 
Notes: The Federal Reserve Board has released revised data for the Household Debt Service Ratio from
the first quarter 1980 to the present. According to the Federal Reserve Board, recent developments
in credit markets necessitated changing some of the sources used to calculate the ratio.
There are new sources for the distribution of loan types and for student loans, as well as updated
sources for loan maturities and interest rates. The change has shifted the level of the ratio down
but the movement has stayed roughly the same. The new release no longer shows consumer debt and
mortgage debt separately.

For further information please see the Board of Governors web site at
http://www.federalreserve.gov/releases/housedebt/default.htm
http://www.federalreserve.gov/releases/housedebt/about.htm 
File Format:  

Note: CSV files do not contain header information.


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