Title:               Total Net Loan Charge-offs, Banks with Total Assets over $20B
Series ID:           NCOTOT5
Source:              Federal Financial Institutions Examination Council
Release:             Reports of Condition and Income for All Insured U.S. Commercial Banks
Seasonal Adjustment: Not Seasonally Adjusted
Frequency:           Quarterly, End of Period
Units:               Percent
Date Range:          1988-01-01 to 2013-01-01
Last Updated:        2013-05-17 6:05 PM CDT
Notes:               Charge-offs are measured on a net basis-loans charged off as losses
                     minus recoveries on loans preciously charged off. The percentage of
                     loans charged off as losses each quarter (net of recoveries on loans
                     previously charged off as losses) is calculated by summing net
                     charge-off for all banks in the size group and dividing by the sum of
                     their total loans. Data are annualized.

DATE       VALUE
1988-01-01  0.83
1988-04-01  0.88
1988-07-01  0.95
1988-10-01  1.08
1989-01-01  0.75
1989-04-01  1.16
1989-07-01  1.10
1989-10-01  1.62
1990-01-01  1.78
1990-04-01  2.36
1990-07-01  1.94
1990-10-01  1.88
1991-01-01  1.30
1991-04-01  1.94
1991-07-01  2.08
1991-10-01  2.15
1992-01-01  1.69
1992-04-01  1.66
1992-07-01  1.75
1992-10-01  1.70
1993-01-01  1.12
1993-04-01  1.09
1993-07-01  1.02
1993-10-01  1.03
1994-01-01  0.52
1994-04-01  0.59
1994-07-01  0.52
1994-10-01  0.50
1995-01-01  0.29
1995-04-01  0.25
1995-07-01  0.32
1995-10-01  0.35
1996-01-01  0.42
1996-04-01  0.39
1996-07-01  0.38
1996-10-01  0.41
1997-01-01  0.34
1997-04-01  0.46
1997-07-01  0.47
1997-10-01  0.48
1998-01-01  0.49
1998-04-01  0.52
1998-07-01  0.56
1998-10-01  0.58
1999-01-01  0.57
1999-04-01  0.54
1999-07-01  0.58
1999-10-01  0.64
2000-01-01  0.56
2000-04-01  0.55
2000-07-01  0.56
2000-10-01  0.67
2001-01-01  0.74
2001-04-01  0.80
2001-07-01  0.86
2001-10-01  1.05
2002-01-01  1.22
2002-04-01  1.24
2002-07-01  1.30
2002-10-01  1.29
2003-01-01  1.05
2003-04-01  1.04
2003-07-01  1.01
2003-10-01  1.00
2004-01-01  0.82
2004-04-01  0.74
2004-07-01  0.67
2004-10-01  0.76
2005-01-01  0.60
2005-04-01  0.61
2005-07-01  0.65
2005-10-01  0.69
2006-01-01  0.42
2006-04-01  0.43
2006-07-01  0.47
2006-10-01  0.52
2007-01-01  0.59
2007-04-01  0.60
2007-07-01  0.64
2007-10-01  0.73
2008-01-01  1.13
2008-04-01  1.28
2008-07-01  1.39
2008-10-01  1.46
2009-01-01  2.33
2009-04-01  2.67
2009-07-01  2.86
2009-10-01  3.08
2010-01-01  3.76
2010-04-01  3.52
2010-07-01  3.27
2010-10-01  3.10
2011-01-01  2.18
2011-04-01  2.00
2011-07-01  1.93
2011-10-01  1.82
2012-01-01  1.34
2012-04-01  1.30
2012-07-01  1.32
2012-10-01  1.26
2013-01-01  0.97