Education
MA Economics
Rutgers University
1992
AB Economics
University of California at Berkeley
1987
Contact Info
Phone: (314) 444-8579
Fax: (314) 444-8731
Email: zaretsky@stls.frb.org
Research Division
Federal Reserve Bank of St. Louis
P.O. Box 442
St. Louis, MO 63166-0442
For media inquiries contact:
Ben C. Hardaway
mediainquiries@stls.frb.org
Office: (314) 444-8783
Cell: (314) 341-2714
Adam M. Zaretsky
Bank Structure Economist and Senior Coordinator of Competitive Analysis
Review Articles
"Banking Antitrust: Are the Assumptions Still Valid?"
with R. Alton Gilbert
Federal Reserve Bank of St. Louis Review, November/December 2003, 85(6), pp. 29-52.
"An Introduction to the Theory and Estimation of a Job-Search Model"
with Cletus C. Coughlin
Federal Reserve Bank of St. Louis Review, January/February 1995, 77(1), pp. 53-65.
Articles Published by the Federal Reserve Bank of St. Louis
"Bank ConsolidationRegulators Always Have the Power to Pull the Plug"
Federal Reserve Bank of St. Louis The Regional Economist, January 2004, pp. 10-11.
"It's a Wait and See Economy Out There"
Federal Reserve Bank of St. Louis The Regional Economist, July 2001.
"The Changing Face of the Eighth District"
Federal Reserve Bank of St. Louis The Regional Economist, July 2001.
"Should Cities Pay for Sports Facilities?"
Federal Reserve Bank of St. Louis The Regional Economist, April 2001.
"Bricks and Mortar, Wood and Shingles: Are Real Estate Markets Still Booming in the Eighth District?"
Federal Reserve Bank of St. Louis The Regional Economist, January 2001.
"Was That a Soft Landing, Or Have We Not Touched Down Yet?"
Federal Reserve Bank of St. Louis The Regional Economist, October 2000.
"The District Economy: Still the Front Runner or Just Part of the Pack?"
Federal Reserve Bank of St. Louis The Regional Economist, October 2000.
"The American Economy: Producing More with Less?"
Federal Reserve Bank of St. Louis The Regional Economist, July 2000.
"Retiring the Earnings TestAt Last"
Federal Reserve Bank of St. Louis Central Banker, Summer 2000.
"A New Universe in Banking after Financial Modernization"
Federal Reserve Bank of St. Louis The Regional Economist, April 2000.
"Working in the Golden Years and Paying for It: The Retirement Earnings Test"
Federal Reserve Bank of St. Louis The Regional Economist, January 2000.
Other Publications
"Financial Benefits for Cities Hard to Find"
Fort Worth Star-Telegram, June 17, 2001.
"Stored-Value Cards: Cash or Promises?"
Electronic Commerce Advisor, September/October 1997.
"Joblessness and the Safety Net"
Journal of Commerce, Commentary, April 1995.

