Education
Ph.D. Economics
Vanderbilt University
Nashville, Tennessee
2006
M.Phil. Economics
Jawaharlal Nehru University
New Dehli, India
1999
M.A. Economics
Jawaharlal Nehru University
New Dehli, India
1997
B.S. Economics
University of Calcutta, St. Xavier's College
Calcutta, India
1995
Contact Info
Phone: (314) 444-8819
Fax: (314) 444-8731
Email: rajdeep.sengupta@stls.frb.org
Research Division
Federal Reserve Bank of St. Louis
P.O. Box 442
St. Louis, MO 63166-0442
For media inquiries contact:
Adam Allington
mediainquiries@stls.frb.org
Office: (314) 444-8783
Cell: (314) 313-3783
Rajdeep Sengupta
Economist
Published Articles
"Subprime Mortgage Design"
with Geetesh Bhardwaj
Journal of Banking and Finance, May 2012, 36(5), pp. 1503-19.
"Foreign Entry and Bank Competition"
Journal of Financial Economics, May 2007, 84(2), pp. 502-28.
Review Articles (Peer-reviewed)
"Global European Banks and the Financial Crisis"
with Bryan J. Noeth
Federal Reserve Bank of St. Louis Review, November/December 2012, 94(6), pp. 457-480.
"Corporate Response to Distress: Evidence from the Asian Financial Crisis"
with Mara Faccio
Federal Reserve Bank of St. Louis Review, March/April 2011, 93(2), pp. 127-154.
"Alt-A: The Forgotten Segment of the Mortgage Market"
Federal Reserve Bank of St. Louis Review, January/February 2010, 92(1), pp. 55-71.
"The Microfinance Revolution: An Overview"
with Craig P. Aubuchon
Federal Reserve Bank of St. Louis Review, January/February 2008, 90(1), pp. 9-30.
Working Papers
"The Effect of Neighborhood Spillovers on Mortgage Selection"
with Rubén Hernández-Murillo and Alvin D. Murphy
Working Paper 2011-036B, posted October 2011, updated October 2012.
"Lending to Uncreditworthy Borrowers"
Working Paper 2007-044E, posted October 2007, updated August 2012.
"Credit Scoring and Loan Default"
with Geetesh Bhardwaj
Working Paper 2011-040A, posted October 2011.
"Subprime Loan Quality"
with Geetesh Bhardwaj
Working Paper 2008-036E, posted October 2008, updated September 2011.
Articles in St. Louis Fed Publications
"Household Financial Stress and Home Prices"
with Yang Liu
Federal Reserve Bank of St. Louis The Regional Economist, January 2013.
"Is Shadow Banking Really Banking?"
with Bryan J. Noeth
Federal Reserve Bank of St. Louis The Regional Economist, October 2011.
"Prime and Subprime Hybrid Mortgages"
with Yang Liu
Federal Reserve Bank of St. Louis Economic Synopses, 2012, No. 29.
"Home Equity and Household Income"
with Bryan J. Noeth
Federal Reserve Bank of St. Louis Economic Synopses, 2012, No. 10.
"Some Closure on Foreclosures? "
with Bryan J. Noeth
Federal Reserve Bank of St. Louis Economic Synopses, 2011, No. 22.
"Have the Trends in Housing Bottomed Out?"
with Bryan J. Noeth
Federal Reserve Bank of St. Louis The Regional Economist, January 2011, pp. 20-22.
"Flight to Safety and U.S. Treasury Securities"
with Bryan J. Noeth
Federal Reserve Bank of St. Louis The Regional Economist, July 2010, pp. 18-19.
"Why HARM the Subprime Borrower?"
with Yu Man Tam
Federal Reserve Bank of St. Louis The Regional Economist, April 2010, pp. 21-22.
"Home Prices: A Case for Cautious Optimism"
with Yu Man Tam
Federal Reserve Bank of St. Louis Economic Synopses, 2009, No. 42.
"Recent Movements in the Baltic Dry Index"
with Yu Man Tam
Federal Reserve Bank of St. Louis Economic Synopses, 2009, No. 12.
"The LIBOR-OIS Spread as a Summary Indicator"
with Yu Man Tam
Federal Reserve Bank of St. Louis Economic Synopses, 2008, No. 25.
"Mortgage Originations: 2000-2006"
with Yu Man Tam
Federal Reserve Bank of St. Louis Economic Synopses, 2008, No. 18.
"What Is Subprime Lending?"
with William R. Emmons
Federal Reserve Bank of St. Louis Economic Synopses, 2007, No. 13.
"Access to Credit"
with Luke M. Shimek
Federal Reserve Bank of St. Louis Economic Synopses, 2007, No. 4.
