Education
Ph.D. Economics
University of Rochester
2001
M.A. Economics
University of Rochester
1998
B.A. Economics
ITAM, Mexico
1995
Contact Info
Phone: (314) 444-8588
Fax: (314) 444-8731
Email: ruben.hernandez@stls.frb.org
Research Division
Federal Reserve Bank of St. Louis
P.O. Box 442
St. Louis, MO 63166-0442
For media inquiries contact:
Adam Allington
mediainquiries@stls.frb.org
Office: (314) 444-8783
Cell: (314) 313-3783
Rubén Hernández-Murillo
Working Papers
"Interjurisdictional Competition with Adverse Selection"
Working Paper 2012-052A, posted October 2012.
"What do happiness and health satisfaction data tell us about relative risk aversion?"
with Néstor Gándelman
Working Paper 2011-039C, posted October 2011, updated October 2012.
"The Effect of Neighborhood Spillovers on Mortgage Selection"
with Alvin D. Murphy and Rajdeep Sengupta
Working Paper 2011-036B, posted October 2011, updated October 2012.
"Did Affordable Housing Legislation Contribute to the Subprime Securities Boom?"
with Andra C. Ghent and Michael T. Owyang
Working Paper 2012-005B, posted March 2012, updated August 2012.
"Race, Redlining, and Subprime Loan Pricing"
with Andra C. Ghent and Michael T. Owyang
Working Paper 2011-033B, posted October 2011, updated July 2012.
"Spatial Probit and the Geographic Patterns of State Lotteries"
with Cletus C. Coughlin and Thomas A. Garrett
Working Paper 2003-042B, posted December 2003, updated July 2004.
