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Mailing Address:
Research Division
Federal Reserve Bank of St. Louis
P.O. Box 442
St. Louis, MO 63166-0442
Phone: (314) 444-8588
Fax: (314) 444-8731
Email: ruben.hernandez@stls.frb.org

Vitae:

Published Papers

"Strategic Online-Banking Adoption"
with Roberto Fuentes and Gerard Llobet
Journal of Banking and Finance, July 2010, 34(7), pp. 1650-63.

"Measuring the Information Content of the Beige Book: A Mixed Data Sampling Approach"
with Michelle T. Armesto, Michael T. Owyang, and Jeremy M. Piger
Journal of Money, Credit and Banking, February 2009, 41(1), pp. 35-55.

"Spatial Dependence in Models of State Fiscal Policy Convergence"
with Cletus C. Coughlin and Thomas A. Garrett
Public Finance Review, May 2007, 35(3), pp. 361-84.

"The Information Content of Regional Employment Data for Forecasting Aggregate Conditions"
with Michael T. Owyang
Economics Letters, March 2006, 90(3), pp. 335-39.

"Patent Licensing Revisited: Heterogeneous Firms and Product Differentiation"
with Gerard Llobet
International Journal of Industrial Organization, January 2006, 24(1), pp. 149-75.

"Racial Profiling or Racist Policing? Bounds Tests in Aggregate Data"
with John Knowles
International Economic Review, August 2004, 45(3), pp. 959-89.

"Tax Competition and Tax Harmonization with Evasion"
with Néstor Gándelman
Topics in Economic Analysis and Policy, 2004, 4(1), Article 13.

Review Articles

"Nonlinear Effects of School Quality on House Prices"
with Abbigail Chiodo and Michael T. Owyang
Federal Reserve Bank of St. Louis Review, May/June 2010, 92(3), pp. 185-204.

"The Impact of Inflation and Unemployment on Subjective Personal and Country Evaluations"
with Néstor Gandelman
Federal Reserve Bank of St. Louis Review, May/June 2009, 91(3), pp. 107-26.

"Drug Prices Under the Medicare Drug Discount Card Program"
with Emin M. Dinlersoz, Han Li, and Roger Sherman
Federal Reserve Bank of St. Louis Review, November/December 2008, 90(6), pp. 643-66.

"Experiments in Financial Liberalization: The Mexican Banking Sector"
Federal Reserve Bank of St. Louis Review, September/October 2007, 89(5), pp. 415-32.

More Review Articles

Regional Economic Development Articles

"Regional Aggregation in Forecasting: An Application to the Federal Reserve's Eighth District"
with Kristie M. Engemann and Michael T. Owyang
Federal Reserve Bank of St. Louis Regional Economic Development, October 2008, 4(1), pp. 15-29.

The Regional Economist Articles

"The Dismal Science Tackles Happiness Data"
with Christopher J. Martinek
Federal Reserve Bank of St. Louis The Regional Economist, January 2010, pp. 14-15.

"Eighth District Fares Better than Nation in Job Losses"
with Craig P. Aubuchon, Subhayu Bandyopadhyay, and Christopher J. Martinek
Federal Reserve Bank of St. Louis The Regional Economist, January 2010, pp. 20-22.

"Corporate Social Responsibility Can Be Profitable"
with Christopher J. Martinek
Federal Reserve Bank of St. Louis The Regional Economist, April 2009, pp. 4-5.

More The Regional Economist Articles

Working Papers

2003-042B "Spatial Probit and the Geographic Patterns of State Lotteries" - December 2003, Revised July 2004
with Cletus C. Coughlin and Thomas A. Garrett
Abstract | Full Text (PDF)

Notify me of updates to working papers by Rubén Hernández-Murillo

Commentary

"City Growth and Industry Employment Reallocation"
with Christopher J. Martinek Federal Reserve Bank of St. Louis Economic Synopses, 2010, No. 13.

"U.S. Migration Over the Life Cycle"
Federal Reserve Bank of St. Louis Economic Synopses, 2009, No. 33.

"Local Income Inequality"
Federal Reserve Bank of St. Louis National Economic Trends, December 2008.

More Commentary

Education

Degree Institution Major Date
Ph.D. University of Rochester Economics
2001
M.A. University of Rochester Economics 1998
B.A. ITAM, Mexico Economics 1995

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